AFFORDABLE FINANCE FOR EVERYONE
Qban Loans Ltd. is a pioneering microfinance institution dedicated to providing accessible microloans to employees and small business owners in Zambia. Our mission is to promote financial inclusion among the underbanked population, empowering them to achieve financial stability and grow their income levels.
Our Vision and Mission
Our Vision
Our vision is to empower businesses with seamless payment solutions, driving financial inclusion and growth.
Our Mission
Our mission is to provide merchants with a secure, user-friendly platform that enhances their payment processing capabilities and boosts their business performance.
Flexibility
Microloans ranging from ZMW150 to ZMW2000.
Convenience
Convenient loan disbursement directly to mobile wallets and bank accounts
Customer Centric
Streamlined loan application process.
Empowering Success Stories
See how Qban Loans is helping entrepreneurs and professionals achieve their financial goals.
Construction & Trade
Access quick funding for equipment, materials, and project expansion in the construction industry.
Savings & Growth
Build your savings while growing your business with our flexible repayment terms and competitive rates.
Digital Access
Manage your loans and finances anywhere with our mobile-first platform and digital solutions.
Why Choose Qban Loans?
We're committed to providing accessible financial services that empower your business growth.
Fast Approval
Get approved within 24 hours through our automated credit scoring system. No lengthy paperwork.
Flexible Terms
Choose repayment schedules that work for your business cycle, from 1 to 12 months.
No Collateral
Unsecured loans mean you don't need to put your assets at risk to access funding.
Community Focus
Multilingual support and financial literacy resources to help you succeed.
Transparent Pricing
Clear, upfront pricing with no hidden fees. You'll know exactly what you owe.
Build Credit History
Successful repayments help you build a credit history for future financial opportunities.
Why Us? - Investing In Zambia's future.
Qban Loans Ltd. is a responsible financial institution dedicated to playing a positive role in Zambia's economic development. By providing accessible financial solutions, we empower individuals and small businesses to achieve financial stability and contribute to the nation's growth.
Competitive Rates and Transparency
Transparent interest rate of 20%, clear terms and conditions and focused on responsible lending practices.
Dedicated Staff
Experienced team committed to customer success, Credit analysts ensure responsible loan allocation, Technology specialists maintain a secure digital platform and Customer service representatives provide ongoing support.
Financial Inclusion and Growth
Targeted outreach to expand services to underserved communities, Collaboration with mobile money operators for wider reach and Plans for product diversification to cater to diverse financial needs.
Empowering Financial Inclusion in Zambia.
Simple 3-Step Process
Getting your loan is quick and straightforward with our digital platform.
Apply Online
Fill out our simple online application form with your basic information and loan requirements.
Get Approved
Our automated system reviews your application and provides instant feedback on approval status.
Receive Funds
Once approved, funds are disbursed directly to your mobile money account within hours.
Ready to Grow Your Business?
Join thousands of micro-entrepreneurs who have accessed affordable credit through Qban Loans.
Quick Application
By applying, you agree to our terms and conditions. Your information is secure and confidential.
Start building your financial future today
Frequently Asked Questions
Get answers to common questions about our loan process and terms.